Payment Methods

We support a wide range of payment options with a tiered security system. New members start with trusted methods, and unlock more after their first successful transaction.

πŸ”’

Why Tiered Payments?

Our two-tier system protects both our members and our platform from fraud. Tier 1 methods β€” PayPal, Chime, Cash App, Zelle, and Cryptocurrency β€” are available immediately because they have robust built-in buyer protection and identity verification. After your first successful transaction with NestHarbor, all Tier 2 methods unlock, giving you access to Apple Pay, Google Pay, Venmo, and Bank Transfers. This approach has reduced payment disputes by over 90% since launch.

Tier 1 β€” Available Immediately New Users

These trusted payment methods are available to all members from day one. They offer strong buyer protection and instant verification.

Tier 2 β€” Unlocked After First Transaction Verified Members

Once you've completed your first successful payment, these additional methods become available, including Apple Pay, Google Pay, Venmo, and Bank Transfers.

β‚Ώ Pay with Cryptocurrency

Select a coin to reveal our wallet address, then copy it and send your payment. Crypto is available to everyone from day one.

How Installment Payments Work

Our flagship feature β€” rent with 40% upfront, or buy with just 20% down.

🏠 For Rentals

1

Pay Inspection Fee

A small fee (typically $25–$75) to schedule your property inspection. This is credited toward your deposit if you proceed.

2

Pay 40% Upfront

Secure the property by paying 40% upfront using any Tier 1 method. The property is now reserved exclusively for you.

3

Move In & Settle

Receive your keys, inspect the property, and confirm everything is satisfactory. Take your time β€” there's no rush.

4

Pay Remaining 60%

Once you're satisfied, pay the remaining 60% β€” either 1 month or 3 months after you move in, your choice. All Tier 2 payment methods are now unlocked for you.

πŸ›οΈ For Purchases

1

Pay Inspection Fee

Schedule a thorough property inspection. The fee is credited toward your down payment if you proceed to purchase.

2

Pay 20% Down

Reserve the property with just a 20% down payment. Lock in today’s price.

3

Final Walkthrough

Conduct a final walkthrough before closing. Verify all conditions, test systems, and confirm the property matches the listing.

4

Pay the Balance Your Way

Spread the remaining 80% over as long a period as possible. All payment methods, including crypto, are now available.

Payment FAQ

Common questions about our payment system.

Is my payment secure?

Yes. All transactions are processed through encrypted, PCI-compliant payment gateways. We never store your full payment details on our servers.

What cryptocurrencies do you accept?

We accept Bitcoin (BTC), Ethereum (ETH), USDC, and USDT. Crypto is a Tier 1 method, available to all users from day one!

Can I split a payment across methods?

Yes! You can combine payment methods for any transaction. For example, pay part with PayPal and part with Zelle.

What happens if I cancel after paying upfront?

If you cancel before move-in for a valid reason, your upfront payment is refundable minus a small processing fee. Inspection fees are non-refundable.

When is the balance due?

For rentals, the remaining 60% is due 1 month or 3 months after you move in β€” your choice. For purchases, the remaining 80% can be spread over as long a period as possible.

How do I unlock Tier 2 methods?

Complete any one successful payment β€” an inspection fee, a deposit, or a full transaction. Tier 2 unlocks automatically within minutes.

Have Payment Questions?

Chat with Harper, our AI assistant β€” available 24/7 to answer any payment questions instantly.

Start Browsing